Terms & Conditions
Website Terms & Conditions | Privacy Policy
1. About This Website Policy
This website policy applies to the Blue Rose Financial website and related online services operated by Blue Rose Financial Pty Ltd (referred to as “we”, “us” or “our”).
We are committed to protecting your privacy and handling personal information responsibly. This policy explains how personal information may be collected, used and stored when you access our website, submit enquiries, complete forms or interact with our online services.
This website policy may be updated from time to time.
2. Collection & Use Of Information
We may collect personal information directly from you or through your use of our website and services. Information collected may include contact details, financial information, supporting documentation and information relevant to your lending enquiry.
We only collect information reasonably necessary to provide our services, respond to enquiries or assist with lending applications and related activities.
3. Sensitive Information
Sensitive information may include information relating to health, political opinions, religious beliefs, criminal history or other information classified as sensitive under Australian privacy laws.
We do not generally request sensitive information. However, if you choose to provide this information as part of a lending enquiry or application, it may be collected and securely stored where reasonably required.
4. Third Party Services & Websites
Our website may contain links to third party websites, tools or service providers.
If you access third party websites or services through our website, those third parties may collect information about you in accordance with their own privacy policies. In some cases, information may be shared between parties where reasonably required to assist with your lending enquiry or application.
5. Cookies & Website Tracking
Our website may use cookies and similar technologies to improve website performance, customise your experience and better understand how visitors interact with our website.
Cookies may collect information such as:
- browser type;
- pages visited;
- date and time of website access;
- website activity and interactions; and
- referral sources.
You may choose to disable cookies through your browser settings, however some website functionality may be affected.
6. Advertising & Analytics
We may use third party advertising and analytics providers to help improve our website, marketing and online services.
These providers may use cookies, tracking pixels or similar technologies to collect website usage information including pages viewed, website activity and advertising interactions.
7. IP Addresses
Your IP address may be collected for website administration, security, analytics and troubleshooting purposes.
8. Online Enquiries & Applications
Information submitted through website enquiry forms, consultation bookings, calculators or online applications may be retained to assist with your lending enquiry and ongoing client relationship.
If you partially complete or save an online form or application, information entered may be temporarily retained within our systems.
9. Security Of Information
Protecting your information is important to us.
We take reasonable steps to protect personal information from misuse, loss, unauthorised access, modification or disclosure.
While we take reasonable precautions to protect information transmitted online, no data transmission over the internet can be guaranteed as completely secure.
Where personal information is no longer required and permitted by law, we will take reasonable steps to securely destroy or de-identify the information.
10. Direct Marketing
We may use your personal information to provide updates, newsletters, marketing communications or information relating to our services.
You may opt out of marketing communications at any time by contacting us directly.
We do not use sensitive information for direct marketing purposes without consent.
11. Disclosure To Overseas Entities
We do not generally disclose personal information to overseas entities. However, certain technology providers or software platforms used in connection with our services may store or process information outside Australia.
12. Contact Us
If you have any questions regarding this policy or how your information is handled, please contact:
Blue Rose Financial Pty Ltd
Suite 7, 381 Port Hacking Road
Caringbah NSW 2229
Phone: 0473 949 786
Email: [email protected]
13. Credit Licence Information
Blue Rose Financial Pty Ltd is a Credit Representative of BLSSA Pty Ltd Australian Credit Licence 391237.
Credit Representative Number: 544575
Lending is subject to lender approval, eligibility criteria and responsible lending obligations.